Boost your project with BBVA Pivot
Choose your channel: direct integration (API/H2H/SWIFT) or Web/app.
- Centralise payments, collections, liquidity, and reporting.
- Operate in one or multiple countries with consistent and secure channels.
- Gain control over daily operations and key data to make informed decisions.

Automate and reduce operational costs
Centralise and automate your financial operations: fewer manual errors, less time spent on reconciliation, more efficiency for your team.
Direct integration with your systems
Connect via API, SFTP, EBICS, or SWIFT. Automate collections and payments securely from day one.
Faster decisions with real-time data
Instant access to balances, transactions, and the status of your operations. Updated information to seize every opportunity.
Operate without borders in any country
Manage payments, collections, and accounts in all countries where BBVA is present from a single access point, without changing tools.
Automate and reduce operational costs
Centralise and automate your financial operations: fewer manual errors, less time spent on reconciliation, more efficiency for your team.
Direct integration with your systems
Connect via API, SFTP, EBICS, or SWIFT. Automate collections and payments securely from day one.
Faster decisions with real-time data
Instant access to balances, transactions, and the status of your operations. Updated information to seize every opportunity.
Operate without borders in any country
Manage payments, collections, and accounts in all countries where BBVA is present from a single access point, without changing tools.
All your treasury, in one single place
Because managing your treasury in 1 or 10 countries shouldn’t be ten times harder. BBVA Pivot centralises everything so you can focus on growth.
Your channels, your way
We understand that each company operates differently. That’s why we offer various connection protocols through our two channels: Pivot Net and Pivot Connect.
Connect your system and automate without limits
- Integration with your ERP or TMS through any direct channel (API/H2H/Swift).
- Multiple formats. API REST, H2H (SFTP, EBICS), SWIFT MT/MX (ISO 20022).
- Access value-added services such as duplicate checks, scheduled payments, and beneficiary notifications.

Manage your treasury from anywhere
- Enter your credentials and access BBVA Pivot’s service offerings for one or multiple countries from a single location.
- Full visibility of accounts and transactions from both BBVA and other banks, wherever you operate.
- Download our app to operate swiftly, sign files, authorise payments, and manage your daily activities.

Gain clarity, control, and time
We adapt to your needs, supporting you at every stage with added value benefits such as date corrections, duplicate control, and notifications to beneficiaries, among others.
Centralised operations
Manage your payments, collections, liquidity, and reporting from a single place.
Why it unifies operations and key data for decision-making.
Multi-bank vision
Control your balances and transactions from BBVA and other banks.
Why Pivot displays information about your accounts from other banks.
The channel of your choice
Enjoy a wide variety of channels and formats.
Why we adapt to your systems, formats, and needs.
Total traceability
Manage your payments with guaranteed traceability.
Why you will always know the status of your operations.
360° support
Boost your international expansion with expert support.
Why we provide personalised support for your operations.
Seamless integration
Automate your treasury: direct connection to your ERP or TMS.
Why you improve efficiency with Pivot’s added value services.
Let’s talk about your plans
We want to hear from you. Our team of specialists will help you set up the solution that best fits your operations. We are by your side to help you keep moving forward.
Security that supports your operations
Designed for corporate environments and critical operations. Compliance, control, and trust in every transaction.

Access control and roles
Define granular profiles by user, entity, and operation. Configurable multi-level approvals.
Total traceability
Every action is recorded. Complete audit trail of instructions, approvals, and changes.
Secure channels
Encryption and authentication. Connectivity to the communication protocol that suits your needs.
Expert support
Specialised team in corporate treasury available to assist you at every stage.
Your success is our drive
Success is shared. We show you how companies around the world use BBVA Pivot to optimise their daily operations and focus their efforts on what they do best: grow.

We were impressed by their execution speed: they were the only partner able to meet our critical deadlines.

The cooperation, responsiveness, and support from the BBVA Pivot team have been simply exceptional.

We don’t feel like we’re dealing with a conventional bank, but with a partner who truly understands our journey.

The Pivot team consistently delivers on schedule; we are already planning our next international rollouts with them.

BBVA Pivot provided full visibility over our treasury in record time.
A simpler treasury
A multinational company with a presence in 8 countries, multiple local banks, and a high manual operational burden. The treasury team spent a significant amount of their time on reconciliation and payment tracking.
Global Cash Position
Consolidated balances and transactions from all banks and countries.
Automation of bulk payments
Batch instructions from ERP.
Reduction of operational burden
Employees can focus onhigher-value tasks.

The BBVA Pivot solution
- They centralised reporting from 12 banks into a single point.
- They automated bulk payments with batch instructions from their ERP.
- They simplified operations, saving time and resources.
How can we help you?
We know that every step counts. Clear up any doubts about BBVA Pivot and discover how our technology adapts to your plans so you never stop growing. We are here to support you.
Your goals, closer.
Your doubts, resolved.
We want nothing to disrupt the rhythm of your business. That’s why we provide you with all the information you need to operate confidently and always make the best decision to move forward.
What is BBVA Pivot and how does it help me?
BBVA Pivot is the global ecosystem for optimising your organisation’s, government’s, or institution’s treasury. It unifies your payments, liquidity, and financing into a single experience so you have the clarity needed to decide and the control to move forward, no matter where you are.In which markets can I operate with BBVA Pivot?
We support your international expansion with bilateral agreements with over 100 banks. Currently, we are integrated in Spain, Portugal, France, Belgium, the United Kingdom, Turkey, the USA (New York), Mexico, Central America, South America (Argentina, Chile, Colombia, Peru, Uruguay, Venezuela), and Hong Kong. A connected network to ensure your execution is consistent wherever you are.Which connection channel should I choose?
We offer different levels of integration for you to choose the one that fits your structure:
Pivot Net (Web and App): Agile and direct management. Ideal for monitoring balances and authorizing transactions in real-time.
Pivot Connect (API, H2H, and SWIFT): Maximum efficiency. Connect your ERP directly with the bank to automate your operations using the protocol that best suits your system, always with the same level of security.What solutions does BBVA Pivot offer for day-to-day operations?
Everything your treasury needs to gain clarity, control, and strength:
Manage your payments and collections, access reporting for all your accounts, and optimize your liquidity with Cash Pooling and Virtual Accounts.
Boost your international growth with Global Trade Finance and strengthen your suppliers with Supply Chain Finance (GSCF).
Manage corporate spending with Commercial Cards and monitor your syndicated loans from BBVA Agent.Who is BBVA Pivot designed for?
BBVA Pivot is the strategic ally for any company, government, or institution looking to automate their treasury, aiming to transform their financial management into a competitive advantage. We adapt to your pace, geographical presence, and each stage of your project.Which treasury platforms and systems is BBVA Pivot compatible with?
We integrate with your systems so you don’t have to change the way you work. BBVA Pivot offers connectivity with market standards:
ERPs and TMS: Pre-configured channels for SAP, Oracle, Kyriba, and Fides, ensuring smooth information exchange.
Expense management: Automatic reconciliation if you are integrated with your main market expense settlement tools like SAP Concur, Emburse, or Rydoo, eliminating manual reconciliation.Can I integrate my accounts from other banks into BBVA Pivot?
Yes. To make informed decisions, you need a complete picture. With BBVA Pivot, you can integrate the balances and transactions from your other entities to manage all your liquidity from a single global position.What unique value does BBVA Pivot bring to my daily operations?
We not only manage your operations, we protect them:
Intelligence: We prevent errors with duplicate control, automatically adjust payments on holidays (date repair), and allow you to schedule or cancel future payments.
Security: High-level encryption (PGP, 3SKey, EDI) and various schemes of joint signatures with a maximum of 4 per transaction.
Connectivity and visibility: enjoy complete traceability of your payments (ISO 20022), native integration with your ERP (SAP/Kyriba), automatic notifications to your beneficiaries, and direct access to currency operations (FX).






