Direct connectivity: Seamless integration between your systems and BBVA
Pivot Connect is BBVA’s direct integration layer. It connects your ERP, TMS, or treasury system with BBVA via API, H2H, or SWIFT, eliminating manual financial management processes.
Direct, end-to-end integration
With Pivot Connect, we connect to your financial management systems – ERP, TMS, or treasury software – in the way that best suits your needs. So you can operate automatically, securely, and in real-time.
Format flexibility
Choose your preferred format to create your files, and we will adapt.
Traceability and security
Real-time tracking with encryption and signing protocols.
Centralised access
Directly from your system, without external portals.
From onboarding to go-live: The Pivot Connect integration process
The Pivot Connect team walks alongside you from the initial definition until your system is fully operational, ensuring that each stage is agile, secure, and tailored to your reality.
01
Request and analysis
We jointly analyse your company’s technical and operational needs: volume of operations, source system (ERP/TMS), operating countries, and required file formats.
02
Testing environment
We create technical connectivity in an isolated testing environment (sandbox), configuring the chosen channel (API, H2H, or SWIFT) and specific security parameters.
03
Testing and validation
We conduct functional and load tests to verify that the data flow between your system and BBVA is correct, secure, and meets all agreed operational requirements.
04
Go-live deployment
We actively monitor the first production deployment, with the Pivot Connect technical team available to resolve any issues in real-time during the go-live.
5
Ongoing
support
Once in production, the Pivot Connect support team addresses queries and issues and monitors your files and operations to ensure service continuity.
Based on the chosen channel and your technical needs, the Pivot Connect team will provide you with a personalised schedule.
Advanced capabilities for your treasury
Beyond the connection channel, Pivot Connect incorporates a set of cross-functional technical capabilities that ensure the security, reliability, and automation of all financial operations flowing between your company and BBVA.
Security and encryption
Pivot Connect uses advanced security protocols to ensure the encryption, signing, and control of all transactions flowing between the company’s systems and BBVA, including Cypher/Autack, PGP, and 3SKey depending on the channel used.
- API
- H2H
- SWIFT
Duplicate control
Pivot Connect’s duplicate control system automatically detects and blocks any attempt to process the same payment file twice, eliminating the risk of double charges due to operational errors or accidental resubmissions.
- H2H
- SWIFT
Future payments with cancellation
Send payment files in advance of the execution date and maintain full control until the moment of charge: Pivot Connect allows modifications or cancellations of operations up to the configured execution date.
- API
- H2H
- SWIFT
Automatic value-date adjustment
Pivot Connect automatically detects and corrects the execution dates of payments that fall on holidays or non-working days in the destination country, avoiding rejections and ensuring the continuity of international payment operations.
- API
- H2H
- SWIFT
SWIFT GPI · Complete traceability
Through SWIFT GPI, Pivot Connect allows sending payments in XML format (pain.001) and receiving complete traceability of the sent GPI payments, with real-time destination confirmation. The traceability API integration is available in Spain.
- API
- H2H
- SWIFT
Payment receipts and beneficiary notification
Pivot Connect automates the sending of detailed payment receipts to your beneficiaries after each operation. It centralizes notifications, reduces administrative burden, and ensures transparent and traceable communication throughout your payment cycle.
- API
- H2H
- SWIFT
Ready to centralise your company’s global treasury?
Speak to a Pivot Connect specialist and discover how we can tailor the platform to your organisation’s specific needs.
Choose the right integration channel for your business
Pivot Connect offers various direct integration protocols with BBVA. The choice depends on the size of your company, your current technological infrastructure, and the volume and type of operations you need to automate.
API
Pivot Connect’s APIs allow companies to integrate treasury management with BBVA through standard REST calls, ideal for organisations with internal technical capabilities seeking maximum flexibility and real-time automation of payments, balance inquiries, and SWIFT GPI traceability.
Use cases
- Companies with their own development team.
- Integrations with cloud platforms or microservices.
- Need for real-time and webhooks.
View API documentationProtocols
- API de Pagos
- API de Trazabilidad SWIFT GPI
- APIs de Saldos y Movimientos
H2H
Pivot Connect’s H2H (Host-to-Host) connection establishes a direct point-to-point communication between the company’s systems and BBVA, using secure protocols such as SFTP, AS2, HTTPS, Web Services, or EBICS, being the most common option for companies with established ERPs like SAP or Kyriba.
Use cases
- Companies with SAP, Kyriba, or another ERP.
- File transfers for payments, collections…
- Custom integration with your multi-format systems.
Protocols
- SFTP
- AS2
- HTTPS
- Web Services
- EBICs
SWIFT
SWIFT in Pivot Connect allows large corporations with multi-bank operations to connect to BBVA through the global SWIFT network, using FileAct, SWIFT FIN, and FIN+ protocols, ensuring a common language, secure communications, and complete traceability through SWIFT GPI.
Use cases
- Corporations with multiple banks.
- High-volume international operations.
- Need for a standardised banking channel.
Más sobre SWIFTProtocols
- FileAct
- SWIFT FIN
- FIN +
Streamlined integration. Comprehensive documentation.
Pivot Connect APIs are designed for fast, well-documented integration. With OAuth 2.0 authentication, standard REST endpoints, and webhook support for real-time notifications, your technical team can go live in days, not months.
- OAuth 2.0 for secure authentication
- REST endpoints with JSON response
- Webhooks for real-time notifications
- Test sandbox available
Everything you need to know about Pivot Connect connectivity
What is Pivot Connect and how does it differ from Pivot Net?
Pivot Connect is BBVA Pivot’s direct channel that allows for seamless operations with the banks of the BBVA group through the integration of treasury systems or online banking. This solution provides centralized access to financial management, noted for its flexibility, traceability, and security throughout the operations.When should I choose API, H2H, or SWIFT to connect to BBVA?
The choice of channel depends on your company’s technological infrastructure. The API connection is the most recommended if you have your own development team and seek real-time integration with maximum flexibility. H2H is the most common option for companies already working with SAP, Oracle, or another established ERP that transfer payment files in batches. SWIFT is the alternative for large corporations with multi-bank operations that require a global banking communication standard.What security protocols does Pivot Connect use?
Pivot Connect implements multiple layers of security tailored to the integration channel. For H2H connections, protocols such as SFTP, AS2, and HTTPS with security certificates are used, along with encryption and signing mechanisms like Cypher/Autack, PGP, and 3SKey. APIs use OAuth 2.0 authentication with HTTPS. The SWIFT network incorporates its own globally recognized security standards. All integrations include duplicate control and complete traceability of each operation.How long does an integration with Pivot Connect take?
The integration time varies depending on the chosen channel and the complexity of the company’s infrastructure. An API integration can be operational in production within 2 to 4 weeks. H2H integrations typically require between 4 and 8 weeks, while SWIFT connections can extend from 6 to 12 weeks. In all cases, the Pivot Connect technical team supports the entire process and provides a personalised schedule after the initial analysis.Is Pivot Connect compatible with SAP, Oracle, and other ERPs?
Yes. Pivot Connect is designed to integrate with the leading ERP and TMS systems in the market, including SAP, Oracle, Kyriba, Sage, and other financial management software. The H2H channel is particularly suitable for integrations with ERPs that already use file transfer in standard formats. The Pivot Connect technical team advises on the most efficient integration method based on the specific system of the company.What is SWIFT GPI and how does it work with Pivot Connect?
SWIFT GPI (Global Payments Innovation) is the SWIFT network’s standard for tracking international payments in real-time, allowing for the exact status of a payment at each stage of its banking journey to the final destination. Pivot Connect enables payments to be sent in XML format (pain.001) and receive complete traceability of GPI payments. The dedicated SWIFT GPI traceability API is currently available for companies in Spain.
Cookie settings