BBVA Pivot Solutions

BBVA Pivot Solutions

Solutions tailored to every stage of your project

  • We are the strategic partner that helps you anticipate what is to come.
  • Offering you personalised solutions tailored to your reality.
  • With the innovation you need to keep moving forward.

Designed to drive your competitive advantage

Greater clarity, complete control and more time for your business to grow

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    Operations

    Payments and Collections

    Control every inflow and outflow in one place: authorise, sign, and track the status of your operations in real time, without changing screens.

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  • bb64fd01a5339d71afd5270ffea2af03e57184e0
    Traceability

    Reporting

    Have a 360° view of the status of your balances and transactions—BBVA and other banks—consolidated in a single panel updated instantly.

    Learn more
  • 9742df1d4aaefe9a024a967b773a00456ee7346c
    Financing

    Global Supply Chain Finance

    Protect the financial health of your supply chain by supporting the financing of your suppliers. Allows invoice advances to increase their liquidity.

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  • 14ff521e44ed77c97d52009637dc6df2702176ad
    Simplify

    BBVA Agent

    Track the real-time status of your syndicated and bilateral loans with complete end-to-end visibility.

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  • 5ad8b9e3aa9826a81b8362bbcee542472149a819
    Agility

    Commercial Cards

    Automate your expense management by integrating each payment in real time with your ERP. Eliminate manual tasks and take full control of your cash flow without adding administrative burden.

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  • 980ea781e955db9ca6ff41d7c07db459e21befcc
    Expansion

    Global Trade Finance

    Take your business to the world with expert backing: financing, guarantees, and coverage designed for your company to operate and grow in any international market.

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Let’s discuss your plans

We know that every organisation is unique. Discover how we can be that strategic partner that helps you advance in treasury management.

Global coverage by country

Country
Payments and collections
Reporting
Global Supply Chain Finance
Comercial Cards
BBVA Agent
Global Trade Finance
Local Electronic Banking
Argentina
Payments and collections
  • Payrolls
  • Supplier Payments
  • Domestic Transfers
  • Taxes (ARCA)
  • Judicial Transfers
  • Debt Publication
  • Depositor Publication
Payroll APISupplier Payment API
Reporting
  • Balances and Movements
  • Historical Debt Publication
  • Payment Receipts
  • Billing
Balances and Movements API
Global Supply Chain Finance
Comercial Cards ✓
BBVA Agent
Global Trade Finance ✓
Other solutions Comercial Cards Global Trade Finance Local Electronic Banking
Brasil
Payments and collections
  • TED Payments
Reporting
  • Balances and Movements
  • Payment Receipts
  • CDB Inquiry
Global Supply Chain Finance
Comercial Cards
BBVA Agent
Global Trade Finance
Other solutions Local Electronic Banking
Colombia
Payments and collections
  • Payrolls
  • Supplier Payments
  • Domestic Transfers
  • International Transfers (compensation accounts)
  • Direct Debits
  • Prenotifications
Payroll APISupplier Payment API
Reporting
  • Balances and Movements
  • Payment Receipts
  • Billing
Balances and Movements API
Global Supply Chain Finance ✓
Comercial Cards ✓
BBVA Agent
Global Trade Finance ✓
Other solutions Global Supply Chain Finance Comercial Cards Global Trade Finance Local Electronic Banking Go to Local Banking
Perú
Payments and collections
  • Payrolls
  • Supplier Payments
  • Domestic Transfers
  • International Transfers
  • Cheques (Pending and Not Pending)
  • Payment Issuance (MT101) to Third Party Banks
Payroll APISupplier Payment API
Reporting
  • Balances and Movements
  • Payment Receipts
  • Confirmation of International Transfers
Balances and Movements API
Global Supply Chain Finance ✓
Comercial Cards ✓
BBVA Agent
Global Trade Finance ✓
Other solutions Global Supply Chain Finance Comercial Cards Global Trade Finance Local Electronic Banking Go to Local Banking
Uruguay
Payments and collections
  • Payrolls
  • Supplier Payments
  • International Transfers
  • Payment Issuance (MT101) to Third Party Banks
Payroll APISupplier Payment API
Reporting
  • Balances and Movements
  • Billing
Balances and Movements API
Global Supply Chain Finance
Comercial Cards ✓
BBVA Agent
Global Trade Finance
Other solutions Comercial Cards Local Electronic Banking Go to Local Banking
Venezuela
Payments and collections
  • Payrolls
  • Supplier Payments
  • Domestic Transfers
  • Payment Issuance (MT101) to Third Party Banks
Payroll APISupplier Payment API
Reporting
  • Balances and Movements
  • Billing
Balances and Movements API
Global Supply Chain Finance
Comercial Cards
BBVA Agent
Global Trade Finance ✓
Other solutions Global Trade Finance Local Electronic Banking Go to Local Banking
Mexico
Payments and collections
  • Payroll
  • Payments to suppliers
  • International Transfers
  • Issuance of payments (MT101) to Third Party Banks
  • Streaming Payments
  • SIT Payments
  • SAT Taxes
  • Online Payments (Payments, Payroll)
  • Direct Debit
Payroll APISIT Payments API
Reporting
  • Balances and Transactions
  • Billing and commission notifications
  • Historical Transactions
  • Account Statements
  • Payment Receipts
  • Commission Notifications
Balances and Transactions API
Global Supply Chain Finance ✓
Comercial Cards ✓
BBVA Agent ✓
Global Trade Finance ✓
Other solutions Global Supply Chain Finance Comercial Cards BBVA Agent Global Trade Finance Local Electronic Banking Go to Local Banking
New York
Payments and collections
  • Domestic ACH Transfers
  • Domestic Transfers
  • International Transfers
  • Issuance of payments (MT101) to Third Party Banks
Reporting
  • Balances and Transactions
Global Supply Chain Finance ✓
Comercial Cards
BBVA Agent
Global Trade Finance ✓
Other solutions Global Supply Chain Finance Global Trade Finance Local Electronic Banking
Belgium
Payments and collections
  • SEPA Transfers
  • Domestic Transfers
  • International Transfers
  • Payment issuance (MT101) to Third Party Banks
SEPA Transfers API
Reporting
  • Balances and Transactions
Balances and Transactions API
Global Supply Chain Finance
Comercial Cards
BBVA Agent ✓
Global Trade Finance ✓
Other solutions BBVA Agent Global Trade Finance Local Electronic Banking Go to Local Banking
Spain
Payments and collections
  • Payroll
  • Supplier Payments
  • Immediate Transfers
  • Urgent Transfers OMF
  • SEPA Transfers
  • International Transfers
  • Taxes (Social Security, AEAT)
  • Account Validation (Valitic) – Direct Debits
  • Financed Debits
  • Collections
  • Responses to Unpaid SEPA Financed
  • Payment issuance (MT101) to Third Party Banks
  • Virtual IBANs
Payroll APISupplier Payments APIUrgent Transfers OMF APISEPA Transfers APIInternational Transfers API
Reporting
  • Balances and Transactions
  • Billing and commission notifications
  • Commission notifications
  • Payment receipts
  • Cancellations/Returns
Balances and Transactions API
Global Supply Chain Finance ✓
Comercial Cards ✓
BBVA Agent ✓
Global Trade Finance ✓
Other solutions Global Supply Chain Finance Comercial Cards BBVA Agent Global Trade Finance Local Electronic Banking Go to Local Banking
France
Payments and collections
  • Payroll
  • SEPA Transfers
  • International Transfers
  • Urgent International Transfers
  • Direct Debits
  • Responses to unpaid
  • Payment issuance (MT101) to Third Party Banks
Payroll APISEPA Transfers API
Reporting
  • Balances and Transactions
  • Cancellations/Returns
Balances and Transactions API
Global Supply Chain Finance
Comercial Cards
BBVA Agent ✓
Global Trade Finance ✓
Other solutions BBVA Agent Global Trade Finance Local Electronic Banking Go to Local Banking
Portugal
Payments and collections
  • Payroll
  • SEPA Transfers
  • International Transfers
  • Payment issuance (MT101) to Third Party Banks
Payroll APISEPA Transfers API
Reporting
  • Balances and Transactions
  • Billing
  • Commission notifications
Balances and Transactions API
Global Supply Chain Finance
Comercial Cards ✓
BBVA Agent ✓
Global Trade Finance ✓
Other solutions Comercial Cards BBVA Agent Global Trade Finance Local Electronic Banking Go to Local Banking
United Kingdom
Payments and collections
  • Payroll
  • SEPA Transfers
  • International Transfers
  • Urgent Transfers
  • Payment issuance (MT101) to Third Party Banks
Payroll APISEPA Transfers API
Reporting
  • Balances and Transactions
  • Billing
  • Commission notifications
Balances and Transactions API
Global Supply Chain Finance
Comercial Cards
BBVA Agent ✓
Global Trade Finance ✓
Other solutions BBVA Agent Global Trade Finance Local Electronic Banking Go to Local Banking
Turkey
Payments and collections
  • Payroll
  • Domestic Transfers
  • International Transfers
  • Payment issuance (MT101) to Third Party Banks
Payroll APIDomestic Transfers API
Reporting
  • Balances and Transactions
  • Billing
  • Purchase order confirmation
  • Purchase order discounted
Balances and Transactions API
Global Supply Chain Finance
Comercial Cards ✓
BBVA Agent ✓
Global Trade Finance
Other solutions Comercial Cards BBVA Agent Local Electronic Banking Go to Local Banking
Hong Kong
Payments and collections
  • Payment issuance (MT101) to Third Party Banks
Reporting
Global Supply Chain Finance
Comercial Cards
BBVA Agent
Global Trade Finance
Available in all countries
Payments and collections
  • Payment Cancellation
  • Payment issuance MT101
  • Signature and Encryption
  • Date Repair
  • Future Operations
  • Duplicate Control
  • Payment Status Inquiry
  • GPI Traceability Inquiry
Payment CancellationPayment Status InquiryGPI Traceability Inquiry
Reporting
  • Balances and transactions
  • Notifications to Beneficiaries
  • Payment Receipts
Balances and transactions

Find the answers you need

Don’t let any question hinder your operations.

  • How does Cash Pooling optimise the liquidity of my subsidiaries?
    It is our solution to ensure your capital always works for you. BBVA Pivot automatically sweeps (at the close or during the day) the balances of your various accounts and geographies into a central account.
    This allows you to eliminate idle funds and automatically consolidate your overall financial position, giving you the control to reinvest or manage your liquidity more swiftly.
  • How do I consolidate the information from my accounts at other banks?
    With our Multibank Reporting service (Banco Relay). We centralise the balances and movements of BBVA and your other entities on a single screen. It is your 360° control panel to decide clearly and quickly, without jumping from one platform to another.
  • How does Global Supply Chain Finance (GSCF) benefit my company and suppliers?
    It is the solution to strengthen your value chain by providing balance to both parties:
    For you: You optimise your working capital and gain flexibility in payments.
    For them: Your suppliers receive their invoices early and digitally, relying on the strength of your relationship with BBVA.
  • In which markets can I operate with BBVA Pivot?
    We support your international expansion with bilateral agreements with over 100 banks. Currently, we are integrated in Spain, Portugal, France, Belgium, the United Kingdom, Turkey, the USA (New York), Mexico, Central America, South America (Argentina, Chile, Colombia, Peru, Uruguay, Venezuela) and Hong Kong. A connected network to ensure your execution is consistent wherever you are.
  • How do I monitor my financing if BBVA is the agent bank?
    Through the BBVA Agent module in Pivot Net. You have 100% digital and real-time tracking of your syndicated or bilateral loans. You can check maturities, margins, and covenant statuses with configurable alerts, so you always have complete control over your financial conditions.
  • How do I manage the corporate expenses of my teams across all subsidiaries?
    Through Pivot Commercial Cards. You have a Global Dashboard to check balances, adjust limits, restrict expenses by department, and even block cards from the App in real-time, regardless of the country they were issued in. All expense control, centralised and secure.