Driving Business Forward

Driving business forward

Discover real stories of global companies turning complex operational challenges into growth opportunities with BBVA Pivot.

Global Liquidity at a Glance

A growing company with subsidiaries in new markets had funds spread across different banks and countries. They sought a smart way to have a unified view and make the most of their resources.

Multi-bank and multi-country visibility

Integration of the entire structure for full control of global treasury.

Tailored Rules

Setting balance and transaction limits adapted to the business cycle and real needs.

Smart Optimisation

Automatic flow of peripheral funds to the central account for higher returns.

The BBVA Pivot solution

1. They connected all their international accounts to a single central account at BBVA. They automated fund movements according to their own rules to prevent idle money. They integrated their global structure regardless of the different financial entities or countries they operate in.

The BBVA Pivot solution

1. They connected all their international accounts to a single central account at BBVA. They automated fund movements according to their own rules to prevent idle money. They integrated their global structure regardless of the different financial entities or countries they operate in.

Multi-bank and multi-country visibility

Integration of the entire structure for full control of global treasury.

Tailored Rules

Setting balance and transaction limits adapted to the business cycle and real needs.

Smart Optimisation

Automatic flow of peripheral funds to the central account for higher returns.

Eliminating Payment Bottlenecks

A company with growing transaction volume spent too much time preparing files, uploading them, and waiting for cross approvals. The team devoted excessive effort to mechanical tasks and manual handling.

From 15 Minutes to Under 1 Minute

Time saved in preparing, uploading, and validating each payment batch.

Real-Time Visibility

Full control of each transaction integrated directly into their own platform.

Accelerated payment processing

Funds enter the corresponding cycles faster, speeding up arrival to recipients.

The BBVA Pivot solution

1. They integrated BBVA’s API directly into their own systems to eliminate bureaucracy. They centralised all transfers into a single action, executing payments with one click. They scaled their transaction volume smoothly without increasing the team’s workload.

The BBVA Pivot solution

1. They integrated BBVA’s API directly into their own systems to eliminate bureaucracy. They centralised all transfers into a single action, executing payments with one click. They scaled their transaction volume smoothly without increasing the team’s workload.

From 15 Minutes to Under 1 Minute

Time saved in preparing, uploading, and validating each payment batch.

Real-Time Visibility

Full control of each transaction integrated directly into their own platform.

Accelerated payment processing

Funds enter the corresponding cycles faster, speeding up arrival to recipients.

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Resilient Global Supply Chains

A Spanish mid-market distribution company with high volume of local supplier purchases and thousands of monthly invoices needed to extend average payment terms to improve cash flow without straining suppliers. At the same time, payment reconciliation was slow and manual.

Strategic Financing Lines

Early payment programmes for suppliers that turn invoices into immediate liquidity.

Streamlined supplier onboarding

Simple integration of suppliers from different regions with immediate access to solutions.

Centralised Control

A single platform to balance your cash flows with your suppliers’ stability.

The BBVA Pivot solution

1. They implemented non-recourse Confirming to extend payment terms allowing suppliers to get paid early. They activated digital onboarding simplifying integration and access for suppliers from any region. They created Virtual Accounts with unique invoice identifiers to fully automate reconciliation.

The BBVA Pivot solution

1. They implemented non-recourse Confirming to extend payment terms allowing suppliers to get paid early. They activated digital onboarding simplifying integration and access for suppliers from any region. They created Virtual Accounts with unique invoice identifiers to fully automate reconciliation.

Strategic Financing Lines

Early payment programmes for suppliers that turn invoices into immediate liquidity.

Streamlined supplier onboarding

Simple integration of suppliers from different regions with immediate access to solutions.

Centralised Control

A single platform to balance your cash flows with your suppliers’ stability.

Automated Expense Management

Managing travel expenses and daily team purchases used to be a challenge full of loose receipts, manual processes, and employees using cash or personal cards.

Visibility from Pivot Net

Quick and easy review of each transaction to keep daily order.

Integration with Your ERP

Information flows automatically to settlement tools, saving hours of reconciliation.

Policy-Compliant Expenses

The finance department instantly detects if any expense falls outside company policy.

The BBVA Pivot solution

1. They unified team payments with corporate cards to eliminate cash and personal card use. They connected all information directly with their ERP and main expense settlement tools. They scaled their finances as operational volume grew, handling more transactions without adding workload.

The BBVA Pivot solution

1. They unified team payments with corporate cards to eliminate cash and personal card use. They connected all information directly with their ERP and main expense settlement tools. They scaled their finances as operational volume grew, handling more transactions without adding workload.

Visibility from Pivot Net

Quick and easy review of each transaction to keep daily order.

Integration with Your ERP

Information flows automatically to settlement tools, saving hours of reconciliation.

Policy-Compliant Expenses

The finance department instantly detects if any expense falls outside company policy.